Property & Casualty Data Standards

ACORD members with access to the P&C XML Standards may access an online version of the P&C XML Business Message Specification Help File on our site. You may utilize this instead of maintaining the Help File (.chm) on your local drive.

Access Online Help Files

ACORD has developed utilities that can be used against the schema (.xsd) files to help with implementation. If you have any questions about using the tools, please submit a service request on the ACORD Service Desk.

The AL3 Hierarchies Online application enables users of the AL3 Standards to generate hierarchy diagrams for AL3 transactions. With this application, users can create hierarchies in a dynamic digital format, customized to their business needs and preferences. Diagrams can be downloaded as PDF files.

Access AL3 Hierarchies Online

Transaction specifications represent a potential method to use a specified message model that satisfies the data requirements needed to perform a business process. They define the message(s) for providing the data to execute a process/step/task.

Please note: These specs use P&C XML v1.x. If you are interested in partnering with us to update to v2.x, please submit an Inquiry via the ACORD Service Desk or email standards@acord.org.

P&C Codelists: A compiled list of codes available in both the P&C XML and AL3 Standards, including Line of Business, Business Purpose, Activity Note Type, Coverage Options, and others.

P&C Codelists

Coverage Codes Reference: A more in-depth compiled list of Coverage Codes only, inclusive of XML v1.x, XML v2.x, and AL3 Standards.

Coverage Codes

The following documentation and guides have been developed to provide best practices for supporting interoperability between trading partners. These typically document transaction sequences needed to support an entire business process, with implementation details specific to product types, communities, or other subsets of the full P&C Standard.

P&C General Implementation Guides

XML Implementation Guides & Supplements

AL3 Standards Documents & Implementation Guides 

See the ACORD Next-Generation Digital Standards page for more information on ACORD's Data Standards for microservices, API's, and other fine-grained insurance transactions.